No Financial Statements or Tax Returns Required up to $150,000.00

Our "Application Only Program" remains our most popular program. If your business needs new or used equipment, new or used titled vehicles or software/licensing within a price range of $2,500 to $150,000.00, at a competitive fixed rate, then this program will be just right for you.


Highlights of the "Application Only Program:

Credit Amount: $2,500.00 to $150,000.00

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Fees:
No Application Fee, No Documentation Fee, No Annual Fee

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Terms:
12, 24, 30, 36, 39, 42, 48, 60 & 72 Monthly Terms are available.
  • Up to 60 months on Software and any used equipment

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    Suppliers/Vendor:
    We can finance the equipment you purchase from Vendors, Dealers,
    Private Party Sales, Auctions, Businesses Liquidating their assets, etc.

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    Amounts Leased:
    110% of the equipment cost can be leased or financed.

  • You can include such soft costs as freight, training, installation, sales tax, shipping, delivery, etc.

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    Residual Options:
    Any one of the following Residual Options can be applied under this program.
  • Operating Lease - True Lease with a Fair Market Value (FMV) residual.

  • Capital Lease - $1.00 buyout or 10% put

  • Equipment Finance Agreement - No buyout, Also known as a Term Loan

  • Trac Lease - True Lease with a 15, 20, 25 or 30% residual option at the end.

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    Open End Leases containing a Terminal Rental Adjustment Clause are known as a TRAC Leases. TRAC Leases are limited to motor vehicles and trailers.

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    Collateral:
    Only the equipment, vehicle or software you are financing or leasing.

  • Any new or used equipment (no age restriction)

  • Any new or used title vehicles or trailers (no age restrictions)

  • 100% software and licensing is acceptable.

  • This program requires No additional collateral and we WILL NOT file a Blanket lien

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    Rates:
    The lease & finance rates are fixed throughout the life of the contract.
  • Rates are determined each time you make a purchase.

  • Our rates are extremely competitive and are based upon the following factors. (Link here to how we make our credit decisions).

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    Funding:
    An official bank check or cashiers check will be sent via a complimentary FEDERAL EXPRESS to your vendor. A wire transfer is also available free of charge if you prefer same day funding.

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    Account Benefits:
    2-4 Hour Turnaround time for approvals and a 1-2 day timing for funding.

  • Have 3 months available to use the funds

  • Can be used for purchases made up to 3 months prior (Sale Leaseback)

  • Can also be used for as many purchases as your available credit allows

  • Multiple Vendors okay

  • No appraisals needed

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    Cash Requirements:
    Our typical finance or lease require little to nothing down.

  • 99% of our approved customers take advantage of our
    FLEXIBLE FINANCE PROGRAMS.

    Our "Application Only" Approvals can be utilized with any one of the following programs:
    • Flexible Finance Program
    • Master Lease Line of Credit Program
    • Capital Lease Program
    • Operating Lease Program
    • Trac Lease Program
    • Equipment Financing Agreements (Term Loans)
    • Equipment Refinancing
    • Working Capital Programs
        o Sale Leaseback Program
        o Prime Business Loan
        o Working Capital Line of Credit
        o Accounts Receivable Factoring

    • Wrap Lease Program
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    Approval Process: Simply complete our one page credit application and fax back to 877-386-8688.
  • Apply Now